Aug 24

Bank Notes

Bank Notes

National Bank Notes make up the most plentiful and extensive series in the history of American paper currency. These notes were issued from 1863 through 1929, and were produced by literally thousands of individual banks through the United States and its territories.

The bank note series is so extensive that almost no collector could ever even hope to own a truly complete collection. Today, the most popular and practical way to collect these notes is to attain one note from each variety, issued by a wide-array of different banks. This will give you a collection with many, many different notes, with different denominations, different designs, artwork, portraits and with the names and locations of many different historic banks.

You could also choose to collect only notes from one specific region, state, city, or even one specific bank. Although, the more specific you become in your search, the more effort it will take, and the more money it will undoubtedly cost.

National Bank Notes came into being by passage of the National Banking Act of 1863, which was later expanded by the Act of June 3, 1864.

These National Bank Notes, although issued by individual banks, are nevertheless conventional United States paper money, meaning they were fully-negotiable, and were printed under the same conditions as regular U.S. Treasury issues by the Bureau of Engraving and Printing; the same source as all of todays U.S.-issue paper currency.

The primary designs of each issue of National Bank Notes are the same for all banks. The only differences are in the name of the issuing bank, the banks charter number (which appears on all bank notes issued after 1875), the bank officers signatures, and the coat of arms for the state in which the bank was located.

The Bank Note Series

Aug 24

Two Recommended Huawei Mobile Power Bank

Most of people know that HUAWEI is a professional wireless gadgets supplier, but few people know that HUAWEI also produce mobile power bank. You may be curious that what power bank that HUAWEI could supply. Of course, as the worlds top telecom equipments supplier, HUAWEI would not supply the common kinds of colorful power bank in the market.

Considering the great volume of gadgets that are already at the users hands, HUAWEI wants to find a resolution for its mobile terminals about continuous power supply. So its necessary to recommend HUAWEI new power bank so that users could get better experience and keep surfing without any interruption.

HUAWEI Charger Partner 5200mAh Mobile Power Bank (CEB-Li01-5200 mAh)
As we know, HUAWEI only released this charger partner at the battery capacity of 5200 mAh. It should be based on the consideration that the usual HUAWEI mobile Smartphone and mobile WiFi incorporates the battery around 2500mAh, so its better for a power bank to give one device twice support after one time power charge. With this capacity, the cost of battery is acceptable and easy to take for users.

This power bank could use as flashlight. With only 200g weight, its easy to take in hand or pocket. With a mini USB connector, it could support two devices to charge power simultaneously. And the USB could use for most of the mobile Android phones, tablets and mobile WiFi hotspots.

Somebody may ask, here now I dont have a mobile WiFi, but I do need a mobile WiFi and power bank 2 in 1, is there a device have this function? The answer is yes. HUAWEI had focused on the demand from customers, so they released a new mobile WiFi and power bank 2 in 1 gadgets, the

Aug 24

Personal Finance Software Options For Your Mac Computer

So you just got a new Mac huh? And now you’re trying to figure out how to make the transition from life as a Windows user to a new operating system. Finding the right personal finance software can be a challenge. If you were using Quicken on your old Windows computer, you’ve probably heard that there is a version of Quicken just for the Macintosh computer. Unfortunately, many of the features found in Windows Quicken. Also, using an emulator (letting you run Windows applications on a Mac) can get complicated and is prone to its own set of problems. So now what to do?
I suggest looking into Liquid Ledger. This personal finance software solution comes with a robust set of features which can help you track your money down to the last cent. The goal of any good money application is to let you see what you’re spending and what you’re bringing in. Once you determine this, you can make wiser choices about how to budget your money. Here are some features that Liquid Ledger offers:
* The program saves you time and energy by allowing you to automatically schedule regularly occurring payments. The software will alert you when the payment is due, keeping you from having to remember all those bills. You also have the peace of mind that forgetting a payment is a thing of the past.
* Create a budget, then compare how much you planned to spend against how much you actually spent. This lets you see your situation all during the month and find out why the money always seems to disappear.
* Liquid Ledger lets you create powerful reports that let you determine your net worth.
* If you’re a programmer (or even if you’re not), you can

Aug 23

The Alternatives to Using a Bank

Have you been wanting to do your banking business on a more personal level? Or, are you having trouble getting a checking account? If so, here are some alternatives you can chose from to manage and hold your money.

Prepaid Debit Cards

Prepaid debit cards are one of the best alternatives to a checking account. Not only can you manually load your cash on them, you can also have your pay directly deposited on most of them. If you have a prepaid debit card endorsed by a retail store, the business may allow you to cash checks in-store for free.

Visa, MasterCard, American Express Gift Cards

If you do not want to keep up with cash at home, or in your wallet or purse, purchase a gift card. Visa, MasterCard, or American Express gift cards can be purchased and loaded with cash at many different retail locations.


PayPal may be the top choice when it comes to not having a bank account. However, you will need to have a bank account at first in order to open a PayPal account. This is so that you can allow PayPal to send money to the account to verify your information.

Unlike in its initial stages, you can now get a debit card to go to your PayPal account. Also, if you have good credit, PayPal has a credit card to offer you through MasterCard.

Google Wallet

Google Wallet is another great banking alternative. The program’s app can be downloaded through the Google Play or iTunes store markets.

Unlike PayPal, you do not need a bank account to get started. Instead, you can link a prepaid debit card or gift card to your Google Wallet account.

Or, you can buy a Google Play gift card and it will automatically sync the money to your Google Wallet. Just make sure that you have a

Aug 22

Bank Side and Book Side of Reconciliation

Bank Side of the Reconciliation Bank side of the bank reconciliation includes: Deposits in transit (outstanding deposits). You have recorded these deposits, but the bank has not. Add deposits in transit on the bank reconciliation. Outstanding checks. You have recorded these checks, but the bank has not yet paid them. Subtract outstanding checks. Bank errors. Correct all bank errors on the Bank side of the reconciliation. For example, the bank may erroneously subtract from your account a check written by someone else.

Book Side of the Reconciliation Book side of the bank reconciliation includes: Bank collections. Bank collections are cash receipts that the bank has recorded for your account. But you haven t recorded the cash receipt yet. Many businesses have their customers pay directly to their bank. This is called a lock-box system and reduces theft. An example is a bank collecting an account receivable for you. Add bank collections on the bank reconciliation. Electronic funds transfers. The bank may receive or pay cash on your behalf. An EFT may be a cash receipt or a cash payment. Add EFT receipts and subtract EFT payments. Service charge. This cash payment is the banks fee for processing your transactions. Subtract service charges. Interest revenue on your checking account. On certain types of bank accounts, you earn interest if you keep enough cash in your account. The bank statement tells you of this cash receipt. Add interest revenue. Non-sufficient funds (NSF) checks. These are cash receipts from customers for which there are not sufficient funds in the bank to cover the amount. NSF checks (sometimes called hot checks) are treated as cash payments on your bank reconciliation. Subtract NSF checks. The cost of printed checks. This cash payment is handled like a service charge. Subtract this cost.

Journalizing Transactions

Aug 21

Importance Of Offshore Banking

The use of offshore banking is no longer disreputable because the policies are now strictly regulated. Standard bank offshore services may also be ideal for businesspeople and expatriates who usually have to make transactions between two countries. However, offshore banking may not be a viable option for people who have filed for bankruptcy or those who have a tainted credit history.
One of the usual alternatives are offshore bank accounts in Jersey because this area is believed to be one of the most secure locations for such transactions. This is due to its stable local economy and political structure. Also, the Banking Business Law of 1991 is charged with regulating a Jersey offshore bank account. In Jersey, there are hundreds of investment, fund management, and banking institutions. This provides a person with a wide range of entities to choose from, which permit him to opt for the best offshore banking service suitable to his needs. One way to check if the provider is reputable is to make sure that it is regulated by the Jersey Financial Services Commission (JSC). You can verify that a provider is regulated by JSC by checking the list published on the JSC website.
Offshore banking accounts have several advantages over local bank accounts, especially for expatriates. The primary advantage is that anywhere they are, they can easily deposit or withdraw money using these accounts. Another benefit offered by offshore banking is you do not have to transfer your money to your home country or to an onshore bank, for whatever your reasons.
Business men and women who need to work in several countries may also find that offshore bank accounts are ideal for their lifestyle. Offshore accounts may also offer better privacy and security than onshore bank accounts. With offshore banking, it

Aug 20

An Equity Loan Calculator Helps Determine Many Things

When someone is looking for a loan of any kind, they have a lot of questions regarding the loans. This can include how much the down payment has to be, what the monthly payments are and how long they have to pay them back. Every loan is different so it is important to use an equity loan calculator that is set up with the proper variables for the financial company or bank that the loan will be from.

These can be very useful for a lot of people. Every bank has different guidelines regarding all of their loans. There are many things that could change over the course of any loan repayment times.

An equity loan calculator is going to help determine how much the loan can be for a person. The value of the property that the loan is being taken out on will be a big factor in determining a lot of things. The amount of the loan, the interest rate and the repayment terms will make it difficult for people to figure out what their payment will be.

Using the calculator, they will be able to get a good idea on what the monthly payment will be. It also allows them to change many factors as well. This is very important because there are several options that need to be considered and not everyone is going to get a low interest rate.

Everybody has a lot of different reasons why they would need to get an equity loan. Most banks are not going to lend more than what a home is worth though. This is because they want to be able to sell the property if the consumer is unable to pay it back.

There are many ways that a loan payment can be figured. Using the online calculator that allows people

Aug 20

Top 10 Affiliate Products to Promote to Bank On

Very simply put, these top 10 affiliate products have been tested and proven to make you cash. Every one of these are instant pay outs from Paypal which means that when someone purchases one of these products under your affiliate code, you get paid instantly! Yes, INSTANTLY! You do not have to wait your typical 30 days until you see your profits. Good to know this, yes?

Without further delay, here are the top 10 affiliate products to fatten up your wallet. *Note* In order to have the links clickable, all you have to do is go to my site at the end of this article and they all will be there waiting for you!!!
After you click on the link and fill out the simple form, you will receive your special affiliate link and you will be ready to promote.

1. Turbo review writer
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Aug 20

Personal Finance Tips Some Helpful Suggestions

Entrepreneur or not, your lifestyle and your decisions should be as thoroughly backed by as much meticulous planning and care as you would when you are deciding on the annual budget for a company of your own. There is a whole number of reasons why managing your money well will give you a better chance of success, and it is all about how you position yourself. Let these Personal finance tips show you how.

Finances are the name of the game, and if not kept in top shape, your cluttered finances have a way of accumulating, and then catching up. Pay heed to these important Personal Finance Tips that can help you. Whether you are one of the employees of a huge company, or self employed professionals such as commercial mortgage brokers, there is simply no excuse to mismanage your money matters. Your personal finances are every bit as crucial as corporate finances, and vice versa, although the amounts of money may vary a bit.

Make use of the following tools for managing your finances, and make the best use of them for gain, and to avoid loss. Make use of modern technology and the benefits it entail, such as the Charles Schwab Credit card. As commercial mortgage brokers will tell you, “a dollar saved is a dollar earned”.

Some Suggestions of personal finance tips

Mint dot com

Mint has received raving reviews, and certainly, the site has a simple and easy to use and analyze format, which manages your personal finances in an exemplary manner. Mint aggregates the financial information in a comprehensive format, and you will know how to spend, and how to save. Best of all, its free of cost, and there is no software downloads, no commitments, trials or anything of that sort. All your

Aug 13

Bank Repossessions Spain – 90% Are Useless

There has been a lot of talk and interest about bank repossessions in Spain recently but do they really represent good value for the would be international property buyer or is there better value to had elsewhere?

Whilst there is some great value in Spanish bank repossessions it would be fair to say that one needs to do a lot of work to actually find the gems that are real value and at serious discount below market value and whilst it is easy to register with bank sites that will give you there repossession lists the reality is 90% represent no value at all. One example of this was a CAM Bank repossession in Los Arqueros Golf in Andaluca that had an asking price of 310,000 and I could have walked you into a similar brand new apartment for 190,000.

However if you know what your looking for bank repossessions do have some very good advantages especially for the local market where people just cant get mortgages or not the percentage they need to buy. The major advantage is that depending on the project some banks will lend up to 100% of the purchase price as they see that in turning bad debt into good debt and obviously if the borrower is not rated as a good risk the bank won’t lend to them.

The reality is amongst the dross there are some very good deals to be had so if your looking for a good Spanish bank repossession in the current property for sale Spain marketplace it is imperative that you use an agent with local knowledge to help you make a selection of properties that represent good value for money and don’t end up with something that may look like a good deal on the outside but on

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